This program is administered
by the Department of Health Care Services (DHCS).
Applying for MCAP is done through the mail with follow up by phone. However, our office in Folsom, California is fully accessible to our disabled clients to pick up applications or drop off complete applications only.
Access for the Hearing-Impaired
The hearing-impaired may contact one of our MCAP customer service representatives by calling our TTY number: 1-877-735-2929.
Access for the Vision-Impaired
This application will be made available in alternate formats for the vision-impaired. Large print formats are available. Our MCAP customer service representatives are available by phone to explain all aspects of MCAP eligibility and enrollment to the visually impaired.
Americans with Disabilities Act
Section 504 of the Rehabilitation Act of 1973 states that no qualified disabled person shall, on the basis of disability, be excluded from participation in, be denied the benefits of, or otherwise be subjected to discrimination under any program or activity which receives or benefits from Federal financial assistance.
The Americans with Disabilities Act of 1990 prohibits the Managed Risk Medical Insurance Board and its contractors from discriminating on the basis of disability, protects its applicants and enrollees with disabilities in program services, and requires the Board to make reasonable accommodations to applicants and enrollees.
Disability Access Grievances
If you believe MCAP has failed to respond to your disability access needs, you may file a complaint or grievance with the ADA Coordinator at the Department of Health Care Services at the following address:
Office of Civil Rights
Department of Health Care Services
P. O. Box 997413, MS 0009
Sacramento, CA 95899-7413
711 (California State Relay)
Employer Health Coverage
NOTE: To employers, insurance agents, brokers, and potential subscribers regarding employer-based health insurance and the MCAP:
It is against the law for an employer to take away a pregnant woman’s maternity insurance and offer her MCAP health coverage instead. It is also illegal for an employer to charge an employee more money or make changes to the woman’s maternity insurance, so that the woman enrolls into MCAP.
California law states that it is an unfair labor practice for an employer to refer or arrange for an individual employee or their dependent to apply for the MCAP for the purpose of separating that employee or their dependent from employer-based group health coverage. This provision is enforceable under Section 95 of the California Labor Code and will result in employer penalties.
California law also states that it is an unfair labor practice for any employer to change the employee-employer share-of-cost ratio or to make any other modification of maternity care coverage for employees or employees’ dependents that results in the enrollment of the employees or employees’ dependents in the MCAP. This provision is enforceable under Section 95 of the California Labor Code and will result in employer penalties.
California law also states that it is unfair competition for an insurance agent, broker, or administrator to refer or arrange an individual employee or their dependent to apply for the MCAP for the purpose of separating that employee or their dependent from employer-based group health coverage. California state law states that an employee shall have a personal right of action to enforce this provision.